Long Term Care

Long Term Care insurance is designed to pay for care not covered by Medicare or your health insurance policy. It pays for hired help either in your home, a nursing home or skilled nursing facility. It pays for help with personal care activities such as getting dressed, bathing, taking medications, or using the toilet. It can provide not only for elderly people but also for younger ones who became disabled due to accidents or chronic illnesses. Unlike health insurance and Medicare policies pay for medical charges like drugs, doctors’ fees, hospital bills, medical equipment like wheelchairs, etc